Georgia Capital Gains Tax (2026)
Georgia taxes capital gains as ordinary income at a flat 5.19% rate. Run your own numbers with the free capital gains tax calculator, which estimates federal, NIIT, and Georgia tax together.
In short: federal long-term rates of 0%, 15%, or 20% apply everywhere. Georgia adds state tax on top, at up to 5.19%.
How Georgia treats capital gains
Georgia taxes capital gains as ordinary income at a flat 5.19% rate. The estimate subtracts Georgia's standard deduction ($12,000 single / $24,000 married).
A worked example
Say you are a single filer in Georgia with $60,000 of taxable income who sells stock held over a year for a $25,000 long-term gain. Federal tax on the gain is $3,750 (all of it lands in the 15% bracket at this income; no NIIT applies below $200,000 MAGI). Georgia adds an estimated $1,298, for a combined $5,048, an effective 20.2% on the gain. These figures use the same math as the calculator, 2026 federal brackets per IRS Rev. Proc. 2025-32, and state figures from the Tax Foundation's State Individual Income Tax Rates and Brackets, 2026.
Frequently asked questions
Does Georgia tax capital gains?
Yes. Georgia taxes capital gains as ordinary income. Georgia taxes capital gains as ordinary income at a flat 5.19% rate.
What will I pay on a long-term gain in Georgia?
Combined, our worked example ($25,000 long-term gain on $60,000 of income, single) comes to $5,048: $3,750 federal plus $1,298 Georgia tax, an effective 20.2%.
Do I still owe federal capital gains tax in Georgia?
Yes. Federal capital gains tax (0%, 15%, or 20% long-term, ordinary rates short-term, plus the 3.8% NIIT for high earners) applies no matter your state. The free calculator estimates federal, NIIT, and Georgia tax together.
More
- Every state's capital gains treatment
- Capital gains tax explained: short-term vs long-term
- Neighbors alphabetically: Florida · Hawaii
This page is general information, not tax, legal, or financial advice. Rates and rules can change and depend on your situation. Confirm details with a tax professional, the IRS, or your state's revenue department.
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