Capital Gains Calculator

Virginia Capital Gains Tax (2026)

By Nathan Hays · Updated July 26, 2026

Virginia taxes capital gains as ordinary income on a graduated scale from 2% up to a top rate of 5.75%. Run your own numbers with the free capital gains tax calculator, which estimates federal, NIIT, and Virginia tax together.

In short: federal long-term rates of 0%, 15%, or 20% apply everywhere. Virginia adds state tax on top, at up to 5.75%.

How Virginia treats capital gains

Virginia taxes capital gains as ordinary income on a graduated scale from 2% up to a top rate of 5.75%. The estimate subtracts Virginia's standard deduction ($8,750 single / $17,500 married).

2026 Virginia income tax brackets

Taxable incomeRate
$0 – $3,0002%
$3,000 – $5,0003%
$5,000 – $17,0005%
Over $17,0005.75%

Single-filer taxable income. Married thresholds are doubled.

A worked example

Say you are a single filer in Virginia with $60,000 of taxable income who sells stock held over a year for a $25,000 long-term gain. Federal tax on the gain is $3,750 (all of it lands in the 15% bracket at this income; no NIIT applies below $200,000 MAGI). Virginia adds an estimated $1,438, for a combined $5,188, an effective 20.8% on the gain. These figures use the same math as the calculator, 2026 federal brackets per IRS Rev. Proc. 2025-32, and state figures from the Tax Foundation's State Individual Income Tax Rates and Brackets, 2026.

Frequently asked questions

Does Virginia tax capital gains?

Yes. Virginia taxes capital gains as ordinary income. Virginia taxes capital gains as ordinary income on a graduated scale from 2% up to a top rate of 5.75%.

What will I pay on a long-term gain in Virginia?

Combined, our worked example ($25,000 long-term gain on $60,000 of income, single) comes to $5,188: $3,750 federal plus $1,438 Virginia tax, an effective 20.8%.

Do I still owe federal capital gains tax in Virginia?

Yes. Federal capital gains tax (0%, 15%, or 20% long-term, ordinary rates short-term, plus the 3.8% NIIT for high earners) applies no matter your state. The free calculator estimates federal, NIIT, and Virginia tax together.

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This page is general information, not tax, legal, or financial advice. Rates and rules can change and depend on your situation. Confirm details with a tax professional, the IRS, or your state's revenue department.

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